The primary purpose of auto insurance is to protect drivers on the road. However, many car owners still take the huge and unnecessary risk of driving without insurance. If you are also one of those who decided to skip auto insurance, be prepared to face the following risks:
- Legal risks. Most states in the US, including the state of New York, require you to have the minimum auto insurance. That means that driving without any auto insurance is illegal and can cause certain legal consequences.
- Financial risks. Accidents happen every day, some of which you cannot prevent, even if you are a good and careful driver. Accidents often lead to serious property damage and high medical bills. If you do not have auto insurance, you will have to cover them yourself.
- There are risks in dealing with an uninsured motorist. Unfortunately, there are many uninsured motorists. If you are involved in an accident with one of them, you may be left with bills that you have to cover out of pocket, even if you are not the one who caused the accident.
These are only a few risks that you may face if you decide to get behind the wheel without insurance. As you can see, it is not worth it. Therefore, as a responsible driver, make sure to carry proper car insurance. Do you reside in New Windsor, NY, or any other nearby town and need help choosing the right policy? We at Bryan Insurance Agency LLC are ready to assist you. Experienced insurance agents at Bryan Insurance Agency LLC will answer all your questions and help you find the best policy. Give us a call today to be covered tomorrow.