Life Insurance in New York
You can't afford to be lacking in life insurance. At the Bryan Insurance Agency LLC in New Windsor, NY, we'll help you find the coverage you need to protect everyone in your family against life's unexpected occurrences.
Why Do I Need Life Insurance?
You need life insurance because the average burial expense in America today is $11,000. That's a big chunk of cash to produce out of the blue, but the right insurance policy will cover those expenses and leave a little left over to help your family cope in the unexpected event of a death. Should something happen to you, it's not your children who should be left trying to cover the costs of a suitable funeral. With the right policy from Bryan Insurance Agency LLC in New York, you can relax, knowing your heirs won't have to deal with that added financial burden.
How Much Life Insurance Do I Need?
There are many factors which help determine how much life insurance you should purchase. These include your overall debt, your current assets, the costs to send your children to college, and the costs associated with replacing a wage-earner, should you or your working spouse suddenly pass away. A good rule-of-thumb that many follow involves multiplying your income times 10. So, if you make $50,000 annually, a life insurance policy that's worth $500,000 is a good place to begin to help provide for your family in the event of your death.
How Do I Choose the Best Life Insurance Policy?
This is where we can help. At Bryan Insurance Agency LLC in New Windsor, NY, we'll help walk you through all your options, decide which benefits are most important to you and nail down affordable rates that won't break your budget while you're still alive. Get the most out of your life insurance policy in New York when you contact one of our friendly and knowledgeable agents. Call or stop by today for your free, no-obligation quote.