When you are purchasing New York auto insurance, you want to be sure that you are covered for the mandatory requirements, and also in the event of an accident. In New York, auto insurance that you must have includes property damage liability, no-fault personal injury protection, and uninsured motorist protection.
These coverages are to protect other parties and cover other parties if you are in an accident. If you want your damages to be covered in an accident, you’ll want comprehensive and collision coverage as well.
At Bryan Insurance Agency LLC, we want New Windsor, NY residents to have everything they need to feel covered when they are driving. We can help you to design the auto insurance policy that you need.
Comprehensive insurance is coverage that will pay you when there is damage to your car due to an event beyond your control. This coverage is for every kind of damage that would occur that is not related to a collision.
If you have weather damage, theft, animal problems, vandalism, or a problem like something accidentally falling on your car, comprehensive insurance can cover you.
Where your minimum requirements will cover other parties in the event of an accident, collision insurance will cover. This includes collisions with vehicles, property damage to your car, and even coverage if you rent a car.
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When you are looking for auto insurance in New York, it is a common question to wonder if you need collision and comprehensive. It’s never a bad idea. At Bryan Insurance Agency LLC, we want New Windsor, NY residents to feel covered for every potential problem when they are driving. Call us for a quote today.