Spring is known for it’s unpredictable weather. One minute it’s warm and sunny like this week here in New York, and the next it’s dark and stormy. There might even be a few cold and icy days thrown in here and there. The silver lining to the cloud? No matter how bad the weather gets, your home and belongings will be protected! But many of my clients want to know what they should do if they have storm damage.
Here’s my advice:
First, assess the damage. Once the storm has passed and it’s safe to do so, go outside and take a look around your property. Has a tree dropped a large limb on your roof? Are there shingles on the ground? The majority of the time, the damage is minimal, but you’ll want to take a good look.
You’ll also want to take a quick walk through the house and check for any dripping water inside your home. It can be difficult to know if your roof is damaged after a hail storm or high winds. If you see missing shingles or have a leak, you’ll definitely want to call us. But if you aren’t sure, there are still a few things you can do.
Did you know that most roofing companies will offer to come out and do a free evaluation and estimate of your damage? This will allow you to find out IF the roof is damaged and how severe it is. If the damage is minimal, you might prefer to wait until a later time to look into repairs. The roofer should be able to advise you on the best course of action. (Remember, do not authorize the roofer to begin any repairs until you’ve spoken with your insurance company and an adjustor has been out to review the damage.)
If you feel that the roof is damaged and you need to file a claim, just give us a call! We can also review your deductible amount at this time if you’re unsure of your portion. Once you file a claim, we’ll send an adjuster out to look at the roof. He’ll walk you through the claim process from this point forward.
Remember, we are here to help YOU. If at any point you are concerned about that to do next, who to call, or need advice, just pick up the phone. We’ll do our very best to make the entire process simple! Call us for any questions on claims or what-if scenarios. (888) 565-2212 or www.bryanagency.com/contact
At the Bryan Agency we are the leading agency in the Hudson Valley, New Windsor, and Long Island for homeowners insurance. And when it comes to claims, we are the experts!