A lot of people put off purchasing life insurance because it seems like a hassle. You don’t want to do any sort of medical appointment. It’s an extra expense. And, for the most part, you just plain don’t want to think about death. I don't blame you, I don't either. But like taxes, its inevitable.
But life insurance isn’t about you. It’s really about the people you love. And what better time than February, with Valentine's day around the corner to think about the ones you love!
So let’s get real. You do a lot for your family and if you have family who depend on your income, then you need life insurance. And the sooner, the better. That income might not just be if you are the sole breadwinner. If you are a stay at home mom or dad, you need life insurance too! Day care is expensive and if something happens to you, your significant other probably could not afford to stay home to watch the kids. Life insurance will help pay for day care or school too.
Did you know that life insurance is cheaper when you are young and healthy? With each birthday you’ll see your quote go up unless you lock in a great rate now. And you don’t want to look for life insurance after you’ve been diagnosed with an illness. Life insurance is the only thing you can purchase today that you might not be able to purchase tomorrow if something were to happen. So don't delay the conversation.
Another great thing about life insurance is that there are a lot of options. We can find a coverage to fit your budget. This is the type of insurance where some is definitely better than none. And we’re here to discuss all of the options with you. You can purchase a policy for the short term or even as a long term investment. It all depends on how much you can afford to spend and what your family needs are.
Whatever your situation, sitting down and discussing your needs and budget with an agent is a great first step. Call us today 888-565-2212 or visit us online to set up a free, no-obligation appointment! At the Bryan Insurance Agency, we have life insurance specialists here to help you decide what is right for you and your family. We are the leading life insurance agents for New York including the Hudson Valley, New Windsor, and Long Island.