Bryan Insurance Agency
888-565-2212
Get a Quote
Interested In
Zip Code
Quick Links Auto Insurance Home Insurance Business Insurance Life Insurance

PaperworkCommercial property coverage is one of the most basic forms of business insurance and comes standard in most business policies. If you’re a business owner, you probably have this coverage. But what exactly does it cover? Each policy from various insurance carriers will differ in terms and conditions, exclusions and limitations. Below is a list of general items that are likely to be covered, however, you should check with your agent or insurer for the specifics of your unique policy.
  • Personal property: This includes contents owned by the business, which may include furniture, merchandise, fixtures/artwork, raw materials etc.
  • Computers and media: Similar to personal property coverage, this policy covers computers, hardware, software etc. It can also cover replacement or repair of lost or damaged data resulting from covered damage to computer equipment.
  • Laptops: This coverage is unique from general computer coverage because it protects laptops and other portable/mobile devices at any location worldwide, and even while in transit.
  • Equipment breakdown: Covers the expenses associated with repairing or replacing equipment following mechanical breakdown, including air conditioners, boilers, phone systems, break room appliances etc.
  • Property of others: Protects you against damages or loss to the property of customers that is in your business’ possession, such as computer equipment undergoing repairs by your business.
  • Business income: Offers reimbursement for a loss of earnings resulting from a covered loss or damage to your property. It can also cover higher costs of continued operations after a covered claim.
  • Money and securities: Covers money and securities used in your business if they are lost, stolen or damaged.
  • Lock and key replacement: Covers the cost of rekeying your business’ locks following the theft of the keys to the premises.

Your agent can help you select a policy that has the coverages your business needs for optimal protection of its assets. Don’t miss the chance to work with a professional agent in finding the right policy at the right price.

Ask us about how to properly insure your business. Call us at (708) 957-7020 for more information on Long Island business insurance.
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
  Our Site Links

Home Page
Get A Quote
Customer Service
Make A Payment
About Us
Our Carriers
Calculators
Insurance Glossary
Blog
Contact Us
Type of Insurance

Auto
Home
Business
Life
Motorcycle
Flood
Workers Compensation
Business Auto
Watercraft & Boat
Recreational Vehicle
Contact Info

Bryan Insurance Agency, LLC
287 Windsor Hwy
Suite 350

New Windsor, NY 12553

TF: (888) 565-2212
PH: (845) 565-2200
FX: (845) 913-9152
FacebookTwitterLinkedInGoogle+YouTube

Quote from some of the best carriers
 
Travelers
Hartford
NYCM
Progressive
Mercury