Bryan Insurance Agency
888-565-2212
Get a Quote
Interested In
Zip Code
Quick Links Auto Insurance Home Insurance Business Insurance Life Insurance


It’s August and back to school season is just around the corner.  Are you prepared?  Here are a few tips to get you and your family ready “insurance” wise!

Talk About Safety! 

Do you have young children who will be walking or riding their bike to school?  Take time to talk about safety and do a “dry run” of the school route.  Have your children practice following the sidewalks, understanding the traffic lights, stranger safety, and what to do in case of an emergency.  Don’t forget to buy new helmets or other safety gear so that it’s the right fit for the new school year.  There are some great video resources on bike safety for a variety of ages available here:  http://www.pedbikeinfo.org/bicyclesaferjourney/

Cell Phone Safety

If your children are a little older, then you have another safety discussion!  Talk about the rules for using cell phones while driving, especially in regards to texting.  In 2012, driver distraction was the cause of 18% of fatal accidents.  Some studies have shown that texting increases the risk of a crash 23 times over driving while not distracted!  
Set up clear consequences for distracted driving and be clear with your teens about the dangers.  If you need ideas, here is a sample contract to create between you and your teen driver that you can adjust as needed - http://www.hagen-law.com/teenage-drivers-contract/ 

Get Good Grades

Depending on your policy, you may be eligible for discounts when your teenage driver has good grades!  Encourage them to keep their grades high for many reasons, with better insurance rates being one of them.  This is especially motivating for teens that have to pay for their own insurance! There are also some discounts available for drivers ed and additional drivers training courses.  Give us a call to discuss what is available on your particular policy.   

College Kids Count Too!

While you’ll want to remind your college age kids about not driving distracted, there are a few other things to consider for them too. Depending on your Homeowners insurance, you may or may not need additional coverage for your college student’s belongings while away at school. Those laptops, textbooks, clothes, and electronics can add up fast!  While Homeowners insurance does provide coverage for property off premises, it may not be enough (or may have a high deductible). 

 We can review your current policy and look at options for covering your student’s belongings through your Homeowners or a new Renters insurance policy. Visit us online at www.bryanagency.com/contact to schedule a review.

 If you have questions about your college students or teen driver’s insurance, give us a call today. 888-565-2212 or contact us online. And enjoy going back to school!

 At the Bryan Insurance Agency, we are the leading insurance agents serving Long Island, New Windsor, and the surrounding New York area for auto, home, and life insurance. 

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
  Our Site Links

Home Page
Get A Quote
Customer Service
Make A Payment
About Us
Our Carriers
Calculators
Insurance Glossary
Blog
Contact Us
Type of Insurance

Auto
Home
Business
Life
Motorcycle
Flood
Workers Compensation
Business Auto
Watercraft & Boat
Recreational Vehicle
Contact Info

Bryan Insurance Agency, LLC
287 Windsor Hwy
Suite 350

New Windsor, NY 12553

TF: (888) 565-2212
PH: (845) 565-2200
FX: (845) 913-9152
FacebookTwitterLinkedInGoogle+YouTube

Quote from some of the best carriers
 
Travelers
Hartford
NYCM
Progressive
Mercury